Effective Mortgage Lender, First Time Home Buyer Assistance & Mortgage Consultant In Mesquite, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/15/2019 and subject to change without notice."

First-Time Home Buyer in Mesquite, Texas

For a first time home buyer Mesquite offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Mesquite offers ways to make it work for you.

Mesquite First Time Home Buyer Programs

There are programs in the Mesquite area to help first time home buyers. The first to consider is HCDD which is Mesquite’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Mesquite. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Mesquite HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Mesquite area and buying a home that lies within the City of Mesquite for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Mesquite has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Mesquite home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Mesquite

Perhaps the most important thing for a first time home buyer in Mesquite is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Mesquite area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Mesquite or anywhere.

Best Mortgage Rates in Mesquite Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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The Professional Prodigy Lending Company In Mesquite, Texas

 

The prodigy lenders’ main objective is to offer mortgages. It has a professional team that provides quality services to its clients with interests to find different mortgage type loans. The prodigy team can be found anywhere in the United States and are always ready to serve you in the best way you can imagine. For every first time home buyer in Dallas, be sure to at any time.

Check out for your suitable loan!

CONVENTIONAL HOME LOAN

This loan has several advantages as you can find out below

  • You will not be expected to pay your lender’s fee
  • Its interest rates are low with approved scores
  • You will be required to give a down payment of just 3% of the total amount agreed upon
  • Its PMI are reduced when compared with those of FHA loan.
  • No worries about payment for you will have plenty of time to make your repayment. The duration range from 10 to 30 years

FHA HOME LOAN

Here you can find attractive interest rates after qualifying for this loan. What you ought to do is have a higher debt to income ratio then make a down payment of 3.5%. For anyone interested in a Rehab loan, this is the place for you.

  VA HOME LOANS

It is easier to qualify for VA loan. This loan type is Government-sponsored with low closing costs. It might sound unbelievable if you are told that in this loan, clients don’t require mortgage insurance! But that is the truth. There is also 100% financing for those eligible.

USDA HOME LOAN

This one needs you to qualify by having a good income and a required home location. There no down payment for every buyer and one is charged a low-interest rate for 100% loan. It known for its low mortgage insurance costs and surprisingly, one gets 100% financing.

The prodigy team has its clients’ interests at heart. For this reason, they venture to build an excellent relationship for the innumerable period. Clients should rest assured that all their information is safe with the prodigy team. The lending community has trust in the prodigy team.

You can always get access to our services through our experienced professionals who will meet your needs. Another way of reaching us, simply login to our website and fish as much information.

PRODIGY LENDING HAS BEEN RECEIVED WINNING AWARDS FOR MORE THAN 17 YEARS

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Being one of the United States’ top workplaces, the prodigy team has also received a top award on the same. We are committed to excellence and much honored for being recognized.

Our mortgages are the most current with the lowest rates there is. We also offer multiple low-cost mortgages for purchase and refinancing. Being the best private mortgage lenders in the United States, we assure you that our home loan program will advise and provide you the best option that serves best. Since the current mortgage is offered based on the market condition, we would advise you to fill a short form which has no obligation.

Contact us via our open websites at any time of the day.

 

 

 

 

Mortgage Lenders In Dallas Texas Catering To FHA Loans And First Time Home Buyer Programs