Competitive First Time Home Buyer Consultant, Mortgage Loan Company & Mortgage Lender Assistance In Grapevine, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/15/2019 and subject to change without notice."

First-Time Home Buyer in Grapevine, Texas

For a first time home buyer Grapevine offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Grapevine offers ways to make it work for you.

Grapevine First Time Home Buyer Programs

There are programs in the Arlington area to help first time home buyers. The first to consider is HCDD which is Grapevine’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Grapevine. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of GrapevineHAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Grapevine area and buying a home that lies within the City of Grapevine for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Grapevine has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Grapevine home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Grapevine

Perhaps the most important thing for a first time home buyer in Grapevine is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Grapevine area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Grapevine or anywhere.

Best Mortgage Rates in Grapevine Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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The Proficient Prodigy Lending Company In Grapevine, Texas

 

All first-time homebuyers trying to find a good mortgage lending company should try prodigy. Since its offices are located all over the United States, you will always find professionals to assist you find your required mortgage type. We also offer a variety of lending with low-interest rates that you can choose from. Among our clients are first time home buyers, those refinancing their mortgages and also those consolidating a debt. 

Here is what you should expect from different mortgage loans;

CONVENTIONAL HOME LOAN 

This mortgage type has low-interest payment rates with a 3% down payment. You will also get approved scores. Its repayment period range from 10-30 years. Additionally, Its P M I is reduced with no lender fees required of the client.

FHA HOME LOAN 

It is the most preferred loan to many people. It is unique since it is the only one that gives a rehab loan. It’s down payment is as low as3.5% with low-interest rates as well. You can easily qualify for this loan by having high debt to income ratio.

VA HOME LOANS 

The VA’s can receive free financing, qualify easily and give no mortgage insurance. For government-sponsored personnel, you will get the best rates ever not forgetting that it’s closing rates are also lower.

USDA HOME LOAN 

This type gives you 100% financing, no down payment is made but its rates are still low. Its mortgage insurance cost is extremely low and anyone with 100% loan, will get low-interest rates. You income and home location must be approved for you to fully qualify for this loan.

The prodigy team is continuously striving to achieve and maintain a good relationship with its clients now and in the future. Any personal information provided to the company is securely guarded just to protect the high esteem of the company name. Known for its excellence and honor through tremendous achievement, the prodigy team is striving to maintain its standards.

The prodigy team has been in service for more than 17 years and it has continuously excelled in its services and performance. For eight years, its position as the top workplaces has been maintained. Prodigy is the best private lending company in the United States. It has always received awards regarding its position and performance. 

With prodigy, you can find competitive home loan rates. Its various mortgage programs are well organized and for anyone planning to buy a new home or refinance to a lower mortgage, the prodigy is at your disposal. At this company, mortgage rates are offered depending on the current market condition. You can always apply for our services by filling a short form and submit it to us for review. Remember we are here to serve you. So don’t hesitate to reach us.

Contact us via our open websites at any time of the day.

 

 

 

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