Ambitious Mortgage Lender, VA Home Loan Assistance & First Time Home Buyer Assistance In Fort Worth, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/14/2019 and subject to change without notice."

First-Time Home Buyer in Fort Worth Texas

For a first time home buyer Fort Worth offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Fort Worth offers ways to make it work for you.

Fort Worth First Time Home Buyer Programs

There are programs in the Fort Worth area to help first time home buyers. The first to consider is HCDD which is Fort Worth’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Grand Prairie. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Fort Worth HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Fort Worth area and buying a home that lies within the City of Fort Worth for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Fort Worth has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Dallas home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Fort Worth

Perhaps the most important thing for a first time home buyer in Grand Prairie is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Fort Worth area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Carrolton or anywhere.

Best Mortgage Rates in Fort Worth Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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The Professional Prodigy Lending Company In Fort Worth, Texas

 

Introduction 

With a team of professionally trained staff, Prodigy Lending company assists homebuyers in every part of America, access mortgages that are suitable for their needs. They have several loan programs with a low-interest rate for every category of home buyers. An individual may require a credit to buy a new or dream home, refinance another mortgage or even to merge their debts. Whatever their needs, the borrower is sure to get what they want with Prodigy Lending. There are many types of mortgages offered by Prodigy Lending, which include the following:

Conventional Home Loans

These loans are funded and insured by private companies. They have a low down payment of 3% and low mortgage insurance as compared to FHA loans. The mortgage paid over 10, 15, 20, or 30 year period. For a borrower with good credit, the interest rate on loan is low. A borrower does not pay lenders fee, and this makes investment attractive to many borrowers. 

FHA Loan

Prodigy lending also offers this mortgage which attractive to a first time home buyer in Forth Worth and other American cities. It has a low down payment of 3%, attractive interest, as well as easy qualification requirements. The mortgage has a high debt to income ratio, and a buyer can access rehab loans for renovation and repair of the home. 

VA Home Loans

These loans have 100% financing with no mortgage insurance for veterans. It is easy to qualify for these loans, and their closing costs are low. The loans also offer the best first time home buyer assistance in Fort Worth, who is a veteran.

USDA Home Loans

These loans come with incentives for first time home buyer in Fort Worth. Among the advantages of this mortgage are; 100% financing, the low rate even with no down payment, a flat interest rate for the entire loan, their mortgage insurance is low. As an incentive, the definition of a rural area is flexible, and a buyer may purchase a home in their place of choice under this loan program.

Prodigy Lending, endeavors to establish a lasting relationship with their clients. By providing professional and friendly mortgage services, they will make the home buying process fun and stress-free.  They offer personalized advice to borrowers through calls and other interactive tools in their site. 

They have been in existence for more than 17 years, and Prodigy Lending boasts of several award-winning services. They have been receiving the Top Work Award for the last eight years, and this has increased the trust of their customers.

Conclusion

For a first time home buyer in Fort Worth 2019, this may be the best time to apply for a home loan with Prodigy Lenders, to get the most attractive rates on the different mortgages available in the market. A buyer wishing to buy a new home or refinance an existing mortgage to a cheaper one, this is a suitable time before the rates fluctuate.

Contact us via our open websites at any time of the day.

 

 

 

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