Qualified USDA Home Loan, Conventional Home Loan & FHA Home Loan In Coppell TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/15/2019 and subject to change without notice."

First-Time Home Buyer in Coppell, Texas

For a first time home buyer Coppell offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Coppell offers ways to make it work for you.

Coppell First Time Home Buyer Programs

There are programs in the Coppell area to help first time home buyers. The first to consider is HCDD which is Coppell’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Lancaster. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Coppell HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Coppell area and buying a home that lies within the City of Coppell for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Coppell has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Coppell home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Coppell

Perhaps the most important thing for a first time home buyer in Coppell is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Coppell area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Coppell or anywhere.

Best Mortgage Rates in Coppell Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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The Proficient Prodigy Lending Company In Coppell, Texas

 

Introduction

Prodigy Lending consists of a team of professional mortgage lenders that are all over America. With their expertise, they offer homebuyers excellent loan services that help them become property owners with ease and less stress or pressure. Whether a borrower desires to buy a new or a dream home, refinance their existing mortgage, or even merge their other credits, Prodigy lending comes in handy. There are various home loan programs available with Prodigy Lending that a first time home buyer in Coppell can access the aid from this company. These mortgages include:

Conventional Home Loans 

There are different types of conforming mortgages to aid a borrower to own a home in any part of America. A borrower can receive any amount of credit depending on the amount of down payment they can raise, which is 3% of the purchase prices. Their PMI is lower than that of FHA, and they have no lender fee and little interest if the buyer’s credit score is high.

FHA Home Loans

For many first time home buyers in Coppell, this could be the most attractive form of credit in that; the down payment is low, only 3.5% of the sale price, the interest rate is flat, high DTI and availability of rehab loans. 

 VA Home Loans

These loans programs help veterans and service members acquire home in the USA. They have 100% financing, no down payment, no mortgage insurance, low mortgage insurance, and flexible qualification requirements. They offer the best government rates on loans.

USDA Home Loans

Though these loans are for homebuyers who wish o purchase their home in rural places, anyone can access them because of the flexible definition of rural. The mortgages have 100% financing, no down payment, low-interest rate, low mortgage insurance, and they are also easy to qualify.

Prodigy Lending has taken it upon themselves to offer excellent loan services, which will enable them to establish a lasting and cordial relationship with their clients. They ensure that the customers can reach them anytime through their unlimited calls and interactive tools in their sites.

They have excellent work reputation, and for this reason, they have continued to receive Top Work awards for more than eight years. They have the lowest rates and most current mortgages that offer refinancing and home buying. Due to fluctuations in the market, it is advisable that a borrower does not take so long to apply for the mortgage to get the lowest rates.

Conclusion

Over the years, Prodigy Lending has a proven track record of the best mortgage company in America in offering affordable credits for home buying, refinancing, and debts consolidation, and so on. Any home buyer who has no idea what is on offer on the lending market should consult these experts.

Contact us via our open websites at any time of the day.

 

 

 

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