30 YEAR FIXED
Low Fixed Rates For 30 Years
30 YEAR FIXED
Minimum of 3.5% Down
30 YEAR FIXED
100% VA Loan With No Private Mortgage Insurance
30 YEAR FIXED
100% Financing In Rural Areas
First-Time Home Buyer in Cedar Hill, Texas
For a first time home buyer Cedar Hill offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Lancaster offers ways to make it work for you.
Cedar Hill First Time Home Buyer Programs
There are programs in the Cedar Hill area to help first time home buyers. The first to consider is HCDD which is Cedar Hill’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Lancaster. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.
Housing and Community Development Department of Cedar Hill HAP Program
For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Cedar Hill area and buying a home that lies within the City of Cedar Hill for tax purposes.
Affordable Housing Corporation of the State of Texas
Also, for a first time home buyer Cedar Hill has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.
Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Dallas home buyers. This is a grant, so the family does not need to pay it back.
Free Homebuyer Education Classes in Cedar Hill
Perhaps the most important thing for a first time home buyer in Cedar Hill is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Cedar Hill area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Cedar Hill or anywhere.
Best Mortgage Rates in Cedar Hill Texas
- 1st – Preliminary Assessment – Let’s see how much you qualify for.
- 2nd – Appraisal Report – Let’s find out the value.
- 3rd – Approval and Closing – We can close your file in 30 days or less!
- See exactly how much you can qualify for instantly!
- Work with our award-winning team of local Loan Specialists.
- Let us help you close your loan in 30 days or less.
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The Competitive Prodigy Lending Company In Cedar Hill, Texas
The Prodigy Lending is a fraternity of experts in the mortgage sector where US residents can seek advice on homeownership. The customer is assured of superb standard services that meet their mortgage demand. We offer various loan programs that benefit all the people regardless of their financial status. The mortgage also comes with a low-interest rate and low down payment, which ensures that as a customer you get what you need with guidance from our mortgage experts. Customers in Cedar Hill can take advantage of our grants to pay for their down payment. The first time home buyer grants in Cedar Hill help those considering conventional or FHA loans. These loans require you as our client to pay for a down payment. As our clients, you are sure to find the right mortgage as we assist you whether in buying your dream home, refinancing current loan or merging debt. Be sure to check our mortgage loan before deciding to get one that meets your need.
HERE ARE OUR DIFFERENT MORTGAGE LOANS TAILORED FOR YOU!
- 3.5 % down payment
- Competitive interest rates
- Less strict credit score requirement making it easy to qualify
- High debt-to-income ratio
- Renovation loan
- 3 % down payment
- Borrowers with approved score enjoy competitive interest rate
- Lower PMI
- Flexible terms of 10, 15, 20, or 30 years loans depending on your needs!!!
- No need for lender charges
VA HOME LOANS
- No down payment, i.e., you enjoy 100 % financing
- Mortgage insurance is not required
- Decreased closing cost
- Low-interest rate
- With all these, you can easily qualify!
- Get 100% financing
- Small rates
- Down payment not needed
- Small cost on mortgage insurance
- You have to meet income and home place requirement**
Creating unbreakable bonds with each customer is our main aim so that we can work with you in giving unmatched services in the future. We highly value your privacy, and any information given to us will be safe and highly guarded. Privacy is what differentiates us from other big countrywide mortgage companies. Lending institutions trust us for who we are!
We have been in the mortgage industry for a period spanning for over 17 years. For all these years our lending team has won an award which indicates our devotion in meeting your needs. It is one of the best workplaces in the USA. Our company has been rated as the Top Workplaces for the previous eight years. We take great honor in such recognition, and we know without our clients this could not have happened!
Our ears are open for you any day at any time. Feel free to call us, and our expert mortgage personnel will attend to you. We also have synergistic tools on our site where you can reach us. Working with our clients is always our pleasure!
What are you waiting for? Owning a home has never been easier as with prodigy lending team. To get the information on the current mortgage rate, as it depends on market conditions, fill out a precise form, and you will get an obligation quote quickly.
WE FEEL PROUD OF WHAT YOU HAVE MADE US TO BE. LOOKING FORWARD TO WORKING WITH YOU
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